We are the scale-up that builds the financial services and payment experiences that users love!
When we founded Powens, we set out on a journey to reinvent banking. Along the way, we realized we also wanted to give users control over their data and take financial services to new places.
Ultimately, creating the best apps and making banking, financial services, and payments more user-friendly requires an extensive framework.
With the support of the investment fund PSG Growth Equity, we have built the only platform that combines Open Finance and Embedded Banking across Europe and LATAM, so banks and fintechs can innovate at light speed.
Powens is a trusted partner to over 280 top financial players across Europe. We’re committed to empowering them to build better banking and payment experiences. Together, we’re empowering both consumers and businesses while creating the future of Digital Finance.
Powens has above all a strong tech culture and an expertise recognized on the European & LATAM markets. Innovation is part of our identity. It is what has enabled us to bring new ways of experiencing financial processes.
What drives us is to take up challenges together and to develop use cases: create new products, develop our platform in Europe and LATAM, or to make a better use of banking and financial data to empower consumers and businesses.
What guides us is our ambition: to design the first Open Finance platform in Europe & LATAM, to conquer new markets and to revolutionize financial services.
Powens in figures
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Our Story
2025 // Jean Guillaume
Jean is appointed as CEO to lead the Powens Group into a new phase of growth in Europe and LATAM. With over 15 years of experience in the financial sector, Jean founded and led Xpollens, and has also held strategic positions at the French Treasury and BPCE.
2024 // Merge with Unnax
Powens merges with the Spanish Fintech Unnax to form Powens Group, and becomes the only player to combine Open Finance and Embedded Banking in a single platform.
2022 // PSG Equity
Budget Insight raises $35 million from PSG Equity and rebrands itself as Powens. This new investor allows the company to develop new products and significantly increase its European footprint.
2021 // Romain Bignon & Bertrand Jeannet
Clément leaves for new adventures. In his new role as Chairman, Romain will guide the strategic choices related to technology and innovation. He now leads the company alongside Bertrand, who has been appointed CEO. His role is to define the company's objectives and strategic orientations.
2019 // Crédit Mutuel Arkea
Budget Insight joins the Crédit Mutuel Arkéa group to accelerate its development and roll out in Europe. A partner of choice that shares our vision of banking and founding values: customer satisfaction and employee happiness.
2018 // Directive on Payment Services (PSD2)
The entry into application of this directive creates a European regulatory framework that encourages the development of Open Banking. In March 2018, the start-up became a payment institution regulated by the Banque de France (ACPR).
2012 // Creation of Budget Insight
Romain Bignon and Clément Coeurdeuil share the same desire to improve the use of banking. They decided to create a mobile app, Budgea, based on an open source web scraping technology developed by Romain Bignon. The B2C app, designed to make life easier for individuals, quickly switches to a B2B activity to transform financial services.
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